Tax and National Insurance
Uses 2026/27 PAYE bands, the Personal Allowance taper and employee Class 1 NI thresholds.
Civil Service take-home calculator
UK Civil Service Salary After Tax Calculator 2026/27
Enter your departmental salary and see Income Tax, National Insurance, Alpha pension, student-loan repayments and take-home pay by month, week and hour.
UK inputs only
GBP · 2026/27 tax yearCalculate Civil Service take-home pay
Use the salary from your department's vacancy or pay band. Department and grade provide context while tax, NI, pension and loans use your entered salary.
Salary-based estimate
- Annual gross salary
- £38,000
- Monthly gross salary
- £3,167
- Income Tax
- −£4,672
- National Insurance
- −£2,034
- Alpha pension (5.45%)
- −£2,071
- Annual take-home
- £29,223
- Weekly take-home
- £562
- Net hourly equivalent
- £15.19
- Estimated annual alpha pension accrued
- £882
Uses annualised 2026/27 thresholds and a standard Personal Allowance. PAYE can differ by tax code, pay timing and taxable benefits. Civil Service pay bands vary by department, role and location, so enter the salary shown for your post. The alpha accrual is estimated future annual pension built up for this year, not cash pay or a contribution refund.
Calculation scope
What this United Kingdom calculator covers
Alpha pension
Applies the 2026/27 employee contribution band and shows the 2.32% pension earned for the scheme year.
Loans and location
Supports Plans 1, 2, 4 and 5, Postgraduate Loans, Scottish tax and an editable London/location allowance.
Primary references